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Easier Than With Your Bank

Whether you are a seasoned investor, a first time home buyer or anything in between, we will help you navigate successfully through the financing process.

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Discover The Difference Synergy Mortgage Can Offer You

  • Access to the lowest mortgage rates available
  • ZERO fees
  • Access to over 30 lenders
  • We're open longer than banks
  • Rates locked in for 120 days
  • Access to monoline lenders (better than bank rates)
  • Accredited Mortgage Professionals (AMP)
  • Anne Alvares and Carl Sommerfeld

    We have used Synergy Mortgage to purchase four properties and we love working with Synergy Mortgage! Chana and Dorothy"... read more »

    Anne Alvares and Carl Sommerfeld
  • Calvin and Sylvia Leduc

    We just wanted to say how pleased and fortunate we are to have had Verico Synergy Mortgage Inc. obtain our"... read more »

    Calvin and Sylvia Leduc
  • Nandita Sharma

    I had a very positive experience working with Synergy. The process of obtaining a mortgage was made easy by the"... read more »

    Nandita Sharma
  • Help From A Vancouver Mortgage Broker

    Bank of Canada Rate Announcement – July 16, 2014

    At 10:00 am EST, Wednesday July 16, 2014 the Bank of Canada (Boc) announced that it is maintaining its target for the overnight rate at 1.00%. As you may know this is the interest rate at which banks borrow for the short term among themselves. It is also known as the key interest rate. This […]

    10 Important Steps to Preparing your Home For Sale

    Courtesy of the Iain Edmonds Real Estate Team – (our guest blogger) When you list your home for sale, your goal is to attract buyers. Preparing your home to showcase it at it’s very best is important, but it may not come naturally to all of us. Synergy has asked a seasoned professional agent, Iain […]

    Bank of Canada Interest Rate Announcement – March 5th, 2014

    If you have a variable rate mortgage (VIRM), home equity line of credit (HELOC) or a product affected by the Prime Rate, this announcement affects you, for the better. This morning, the Bank of Canada (BoC) announced that the overnight lending rate will maintain it’s present position at 1.00 per cent – in which it […]

    Rates as of July 24th, 2016

    Borrowers must qualify on approved credit and rates are subject to change without notice. All rates shown are the annualized percentage rate (APR) and do not reflect all lenders. Rates may vary from lender to lender.

    *Special conditions apply, please call us for more information.
    Key Interest Rates
    Qualifying Rate4.74%
    Prime Rate2.70%
    Next BoC MeetingSeptember 7th, 2016
    1 Year2.19%* insured mortgages only
    2 Year2.24%
    3 Year2.29%
    4 Year2.34%
    5 Year2.39%* - 2.49% *for insured mortgages only, higher penalty
    7 Year2.99%
    10 Year3.59%
    5 Year Floating Rate2.10% - prime rate -.60%* - 2.35% - prime rate -.35% *for mortgages closing within 90 days - higher penalty
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